Credit cards are very convenient for making payments both online and offline. Your credit score is a widely used criteria of your financial status. The way you use your credit card determines your credit score to a large extent. A wide variety of credit cards are available from a large number of companies and it is important to review all the credit card features before taking a decision.
In the the current economic conditions by selecting the right credit card, you can save a substantial amount every month and also receive free bonuses. If you do not use credit cards often, you should check the various no annual fee credit cards from the various credit issuers like Discover, American Express and Visa.
If you are paying a significant amount monthly as credit card fees, you should consider transferring the balance on the credit card to another credit card which offers a 0% Intro APR. However, it is important to compare the offers for Balance Transfer Credit cards and check the duration for which the 0% Intro APR is offered, the annual fees and cashback offers if any.