Sunday, November 29, 2009
Credit cards are widely used for both online and offline transactions due to convenience offered. For online transactions, they offer a degree of protection against fraud as the credit card owner can dispute a transaction, if he or she is wrongly charged. However, if the credit card owner delays payment of the amount due , […]
At times, the limit on the credit card is not adequate and gets exhausted before the month end. You can get the credit card limit increased or use another credit card for making purchases for the rest of the month. If a credit card holder wants the credit card limit increased, he or she will […]
Credit cards are very convenient for making payments both online and offline. Your credit score is a widely used criteria of your financial status. The way you use your credit card determines your credit score to a large extent. A wide variety of credit cards are available from a large number of companies and it […]
Tuesday, February 10, 2009
Till have a century ago most families lived within their means and took a loan only when there was a financial emergency due to unexpected events. With the advent of credit cards, the number of people in debt has increased rapidly. While credit cards are very convenient as the user can make purchases without carrying […]
Tuesday, January 27, 2009
Since most credit cards have a high spending limit, many users go on a shopping spree and buy stuff that they do not need and cannot afford. Repaying this amount increase your debt and results in a lower credit score. In the current economic conditions, where it is important to conserve every penny, it is […]
Saturday, January 17, 2009
Carrying large amounts of cash while shopping or traveling is both inconvenient and risky as it can be stolen. While credit cards may be useful, not everyone is eligible for credit cards, as the credit card issuer check the credit record and rating of the customer before issuing a credit card. Many customers using credit […]
Today, credit cards are used for payment of most transactions both online and off line, and by choosing the right credit card, you can save a significant amount. In addition to low interest, balance transfer and instant approval credit cards, there are many credit cards that offer rewards when you make purchases with them. These […]
Wednesday, November 5, 2008
You can use the dispute process and remove items from your credit report. You can do this by using the dispute process where each of the credit bureaus has set up internally. This is a long and drawn out process. The other processes are designed so that you fail at the attempts. You can use […]
Thursday, October 30, 2008
If you are planning to get a credit card for the first time or get a new credit card, you should check out SmartCreditChoices.com to find the best deals . The credit cards are classified by category into instant approval credit cards, 0% credit cards, balance transfer cards, cashback credit cards, reward credit cards, low […]
Sunday, September 14, 2008
You may want your credit score to improve quickly so that you can apply for a loan for a large amount at a low interest rate like a car loan or housing loan. However, the time period over which the credit score will improve depends on the factors which resulted in the low score. Your […]