Category Archives: credit rating

Using prepaid debit cards

Posted on January 27, 2009 by nbcc

Since most credit cards have a high spending limit, many users go on a shopping spree and buy stuff that they do not need and cannot afford. Repaying this amount increase your debt and results in a lower credit score. … Continue reading →

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Compare credit cards

Posted on January 5, 2009 by nbcc

Today, credit cards are used for payment of most transactions both online and off line, and by choosing the right credit card, you can save a significant amount. In addition to low interest, balance transfer and instant approval credit cards, … Continue reading →

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Credit and debt in Canada

Posted on December 19, 2008 by nbcc

Since the most of the large search engines are US based, it is difficult for non-US internet users to find country specific information. The financial systems in every country are unique and most users prefer local information as it relevant … Continue reading →

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Fair credit reporting act

Posted on November 5, 2008 by nbcc

You can use the dispute process and remove items from your credit report. You can do this by using the dispute process where each of the credit bureaus has set up internally. This is a long and drawn out process. … Continue reading →

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Balance transfer for credit cards

Posted on October 30, 2008 by nbcc

If you are planning to get a credit card for the first time or get a new credit card, you should check out SmartCreditChoices.com to find the best deals . The credit cards are classified by category into instant approval … Continue reading →

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How quickly will my credit score improve?

Posted on September 14, 2008 by nbcc

You may want your credit score to improve quickly so that you can apply for a loan for a large amount at a low interest rate like a car loan or housing loan. However, the time period over which the … Continue reading →

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Repairing your credit yourself

Posted on September 13, 2008 by nbcc

If you have the time , but little money, it is advisable to repair your credit yourself.  The steps involved are: 1. Get a copy of your credit report from each of the agencies mailed to you. 2.  Review your … Continue reading →

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Compare credit cards

Posted on September 12, 2008 by nbcc

There are thousands of credit cards available from different banks and credit card companies and finding the best credit card suitable for your needs can be a time consuming process. Comparecards.com allows you to compare credit cards and select the … Continue reading →

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Credit Repair Services

Posted on August 16, 2008 by nbcc

If you have bad credit, you will find it difficult to get a home loan, car loan or personal loan. Often your application will be turned down, you may have to pay a higher interest rate and at times, your … Continue reading →

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Credit rating / score

Posted on July 15, 2008 by nbcc

The credit rating or score of  an individual is an indication of the credit worthiness of  an individual.  The credit rating is used by the lender to assess the risk of  lending money to  the individual or the business, in … Continue reading →

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